First time home buyers are in a unique situation in today’s world and are becoming less and less of a group. As student debt grows the pool for those buying a home for the first time is shrinking. Along with rising rent costs in urban centers, the number of people buying a home for the…

It’s the holiday season, and with black friday, cyber monday and all these other made up holidays behind us it may seem that the worst of the overspending holidays are behind us, but alas the big one is still looming. Christmas, or whatever you may celebrate this year usually revolves on a certain amount of…

As you start becoming more financially independent and responsible you may find yourself looking at your credit score and wondering, how it got this way and how you can help to improve it possibly. No matter where your credit score is at, you definitely want to keep it from being affected negatively. With that being…